At PGMG, we try to keep the finance approval process very simple. ID's and your last two payslips. If you are self employed just bring your ID's and our finance specialist will instruct you upon asking a few more questions.
Frequently Asked Questions
Get answers for our most commonly asked questions.
-
QWhat documents will I need to bring with me?
-
QHow old do I have to be?
Minimum of 18 years old. Be sure to come and see us on your 18th birthday or with Mum/Dad before then!
-
QCan I get finance if I am casually employed?
Yes, we can usually assist most casually employed customers. It’s best to speak to one of our finance specialists in relation to the specific credit criteria.
-
QCan I get finance if I am part time employed?
Absolutely! The same process as a full time employed application.
-
QCan I get finance if I am on Centrelink benefits?
Yes, please discuss with our Finance Specialists to discover the many different types of acceptable Centrelink benefits. Most are acceptable.
-
QCan I get finance if I am on either an age or disability pension?
Yes, these are certainly acceptable forms of income. Talk to our finance specialist to discover your borrowing power (we will provide you with a free borrowing power assessment).
-
QCan I get finance if I am unemployed?
The short answer is yes, however a consistent income stream must be visible and we suggest you talk to one of our Finance Specialist who can discuss your eligibility in more detail.
-
QHow long does the finance application take?
The finance application normally takes between 10-20 minutes.
-
QHow long does my approval take?
We have most approvals within 24 hours normally once all the required information is received. Certain circumstances might mean it can take a little bit longer.
-
QCan I do my application over the internet or phone?
Yes, absolutely. There is no requirement for you to be present at the Dealership for your initial application.
-
QCan I have someone come to my work place for the application?
Yes, this will need to be arranged in advance but we are more than happy to come to you.
-
QWhat happens if I lose my job?
At PGMG we use and recommend Toyota finance protection insurance. Please contact one of our Finance Specialists for full details and a copy of the product disclosure statement.